He joined CVC in 2003 after working in mergers and acquisitions at Citigroup and Schroders. and other data for a number of reasons, such as keeping FT Sites reliable and secure, 68864353-69143897 phosphatidylinositol-3,4,5-trisphosphate-dependent Rac exchange factor 2 AJ437636 1.58 0.00212 GSHG0005012 CNIH2 254263 chr11 (+): 66045672-66051685 cornichon family AMPA receptor . A beautiful and unique statement bag that is perfect for your collection! personalising content and ads, providing social media features and to Mr Hobday added the company would be holding a minute's silence on Friday at about 11:00 BST in memory of Mr Stokes. . Not the way to treat customers, therefore I would appreciate a response ASAP." Revenue 5B - 10B. He joined RAC in September 2011. We look forward to meeting you! David Stokes, 33, was hit and killed by a car on the A617 near Rainworth in Nottinghamshire,. David Arthur Hobday Age : 52 Summary David Arthur Hobday is Chief Executive Officer & Director at RAC Group Ltd. Mr. Hobday is also Chairman-Governors Board at Orchard Hill College and on the board of 10 other companies. All rights reserved. Dave Hobday - Director. "@RAC_Care FAO Dave Hobday, Jo Baker, Your Customer Care/Complaints Dept have been awful in handling my complaint which has been ongoing for at least 10-12 weeks with not as much as an update from you. Investor news. Find Instagram, Twitter, Facebook and TikTok profiles, images and more on IDCrawl - free people search website. Sunday Service at 10 AM | In-Person & Livestream. Dave Hobday Chief Executive Officer Jo Baker Chief Financial Officer Mark Wood Chair of Risk, Audit and Compliance Committee Marc Boughton Non-Executive Director, CVC Capital Partners Tim Gallico Non-Executive Director, CVC Capital Partners Pev Hooper Non-Executive Director, CVC Capital Partners Simon Fox Non-Executive Director, GIC Alexandre Levy This is very clearly laid bare in this years RAC Report on Motoring, where the high cost of fuel is now the biggest overall concern for drivers. $100M to $500M (USD) Industry. I can see why you're cross, but they have offered a reasonable solution and a decent (ish) explanation of why their service standards were low on this occasion. Dave Hobday. With fears around Covid transmission continuing to put people off using public transport, the car is now more essential than ever in enabling people to get around safely, conveniently and affordably. I always think you lose a little of any moral high ground when you veer off into comments about how "I have friends in motoring journalism" and how you are "a long term subscriber to 3 monthly motoring magazines". . You are thinking of taking legal action? In 2021, the RAC recorded more than 10,000 pothole-related breakdowns many of which would have led to costly repairs for our members. Sadly, there is still widespread dissatisfaction with the condition and maintenance of our local roads, alongside growing worries about the safety of our newest roads all lane running smart motorways. To unlock the Asian market, register now to the iFX EXPO in Hong Kong. Also known as T Hobday, D Hobday. "Terrible shock" RAC chief executive Dave Hobday said: "David was a dedicated, much loved and valued member of our team and his death has been a terrible shock to all of us at the RAC. You've rejected analytics cookies. You can change your cookie settings at any time. . Read about our approach to external linking. Patrick Gale is Chairman of the Regulated Entities Board. As the UK emerges from the coronavirus pandemic that has dominated the last two years, 2022 has brought a new set of challenges shaped by rising inflation and a cost-of-living crisis affecting every household. Worldpay is looking to its own ranks to replace its outgoing Managing Director Dave Hobday, who recently relinquished his role with the company - Ruth Prior will be promoted as the group's Chief Operating Officer (COO), according to a company report. Revenue: $500 million to $1 billion (USD) The RAC is the UK's leading breakdown service provider - a people-powered business of 4,000 'orange heroes' delivering best in class motoring services for both private and business drivers. For cost savings, you can change your plan at any time online in the Settings & Account section. Mr Hobday will join the Company over the course of the next six months. In the past he occupied the position of Managing Director at Worldpay (UK) Ltd. and Managing Director at Worldpay Ltd. 12/13 RE I don't really see what else you could reasonably expect. Revenue. In addition to the unprecedented pace of change in the automotive industry as it strives to move away from the internal combustion engine to zero-emission powertrains, the Report on Motoring also highlights a number of other important issues that urgently require the Governments attention. 1001 to 5,000. In a bid to simplify servicing we are bringing the garage to drivers by launching RAC Mobile Mechanics who can conveniently service and repair customers cars at their homes or workplaces. Mark is Chairman of the Board Audit, Risk & Compliance Committee. Mr Hobday will join the Company over the course of the next six months. Jac-David Hobday Chief Executive Officer Plainfield, New Jersey, United States View David Hobday Director of Advanced Manufacturing Engineering at REE Sandwell, Sandwell, United Kingdom View 2 ree.auto hotmail.com 2 440783463XXXX 44178857XXXX Dave Hobday Product manager Coventry, Coventry, United Kingdom View 1 yahoo.co.uk Dave Hobday Audio Tech Ii You may change or cancel your subscription or trial at any time online. They are an utter shambles. The Delaware Equine Council's monthly meetings are held at the Apex Stables' new meeting room, 671 Williamsville Rd., Houston, DE 19954. Marc is Managing Partner and Chair of CVC's Strategic Opportunities investment platform, CVC Credit Partners Advisory Board and the CVC Foundation. All Filters. Dave Hobday, RAC chief executive, said the planned arrival of Silver Lake meant the breakdown specialists had a "fantastic opportunity to accelerate our investment trajectory and provide more. Prior to CVC, Marc worked for Electra Partners and at PricewaterhouseCoopers (formerly Deloitte Haskins & Sells) where he qualified as a Chartered Accountant. Under his leadership, the RAC has transformed into a leading national automotive services company. (a public limited company incorporated in England and Wales with registered no. We use He has previously worked at BT, Telewest, HBOS and Procter & Gamble in areas covering operations, customer service, marketing, sales and technology. Revenue. 2023 RAC Motoring Services. We are proud that this year we became the UKs first major breakdown organisation to introduce an all-electric patrol van to our fleet, cementing our position at the forefront of technological innovation in roadside assistance. It seems that the deterioration has happened relatively recently. The number of drivers stating they will opt for a plug-in vehicle as their next car now surpasses those that plan to acquire a diesel a finding thats supported by new pure electric car registration figures for 2021 already exceeding 50,000, even before the middle of the year. Chair of Risk, Audit and Compliance Committee. We'd also like to use analytics cookies so we can understand how you use our services and to make improvements. Membership Organisations. Sounds fair to me. Wood's Ark Invest nearly liquidates Silvergate Capital position, Musk bets big on beating shareholders at 'funding secured' trial, Investor Peltz, corporate doctor, pushes Disney to take bitter pill, BYD's Shares Fall After Warren Buffett Cuts Stake in Company Again, Shares of Ant-controlled companies, Alibaba rise after Jack Ma gives up control, Arnault tightens family grip on LVMH as daughter becomes Dior CEO, Circles: Another Bayer investor wants to split up - share price rises, Credit Suisse nears deal to buy Michael Klein's advisory firm - Bloomberg News, Investor Fundsmith accuses Unilever of 'virtue signalling' and prioritising Peltz, Cucinelli tops forecast with near 30% sales jump in 2022. David T Hobday, 51 Resides in Fleischmanns, NY Lived In Queens Village NY, Jamaica NY Related To Nancy Hobday, Lisa Hobday Also known as David Hubdoy, David T Hobdaj Includes Address (3) Phone (1) Email (2) See Results David Hal Hobday, 69 Resides in Lockhart, TX Lived In Austin TX Related To Woodrow Hobday, Beverly Hobday We are a multi-ethnic and multi-generational church in the Hillman City neighborhood of South Seattle. He is a Vice President in GIC's Direct Investments Group. The shambles that the RAC has become - A warning. We use some essential cookies to make our services work. I applied directly with the company, no response at all. Dave Hobday, CEO of RAC said: "We have a strong and sustainable track record of growth across our member and corporate partner base. RAC chief executive Dave Hobday said the death had been "a terrible shock to all of us at the RAC". Chris Woodhouse will remain as CEO until Mr Hobday has joined the Company to ensure a smooth transition. NOTE: THIS NOTICE CONTAINS IMPORTANT INFORMATION THAT IS OF INTEREST TO THE LEGAL AND BENEFICIAL OWNERS OF THE SUBJECT NOTES. Whatever new system we end up with we are keen a proportion of this is ring-fenced for roads as drivers remain incredibly exasperated by the poor condition of the local road network. RAC Motoring Services and RAC Financial Services Limited are authorised and regulated by the Financial Conduct Authority in respect of insurance mediation activities. Find out what works well at RAC from the people who know best. Dave joined Worldpay Group and was appointed as Managing Director of the Worldpay UK division in October 2013. In the past he occupied the position of Managing Director at Worldpay (UK) Ltd. and Managing Director at Worldpay Ltd. 2022 2022 Dave joined Worldpay from BT where he was Managing Director of BT Enterprises, responsible for a worldwide portfolio of businesses and sitting on both the Retail and Global Services Boards. RAC chief executive Dave Hobday said: "David was a dedicated, much loved and valued member of our team and his death has been a terrible shock to all of us at the RAC. Related To Tawana Hobday, Nancy Hobday. We are a multi-ethnic and multi-generational church in the Hillman City neighborhood of South Seattle. Find out what works well at RAC from the people who know best. The pandemic has thrown up many changes to daily life, many of which are discussed in this years Report on Motoring. This is in addition to our network of more than 700 RAC approved garages which repair and maintain our members vehicles to the highest standards. Mr David Arthur Hobday. Who was Ukrainian minister Denys Monastyrsky? He was Chief Executive of Reach plc from 2012 to 2019 and began his career as a graduate trainee at Bank of America before joining Boston Consulting Group. David M Hobday, 43. $140m to $700m (AUD) Industry. 1001 to 5,000. While times on the road are both challenging and changing, this years Report shows that drivers continue to depend on their vehicles which is why we remain focussed on providing them with complete peace of mind for all their driving needs. Follow BBC East Midlands on Facebook, on Twitter, or on Instagram. It's a business with rich heritage originally founded in 1897, that has been . 20 December 2016, London The RAC Group today announced that it will appoint David Hobday as its next Chief Executive Officer (CEO). The accolade is real a testament to everyone's hard work and dedication despite the challenges thrown up by the pandemic, including our renowned patrols who go . Our research shows that drivers want this too as concerns about the environmental impact of motoring have more than doubled since 2016. Sky News has learnt that Chris Woodhouse, who has run the RAC since 2012, is to step down in the new year. PLoS One [10] Dy GK, Hobday TJ, Nelson G, Windschitl HE, 2014; 9: e87761. David, who worked for the RAC, was recovering a car at the time of the collision. RAC Motoring Services' CEO, Dave Hobday, has a CEO approval rating of 67/100, as scored by 3 RAC Motoring Services employees, placing Dave Hobday in the Bottom 45% of similarly-sized companies for CEO score. David Hobday is on Facebook, Join Facebook to connect with David Hobday and others you may know, Facebook gives people the power to share and makes the world more open and connected, Our directors - RAC Corporate. "We continue to work closely with his family and will do everything we can to support them at this incredibly difficult time. Mr Woodhouse's successor is to be Dave Hobday, who is leaving the FTSE-100 payments processing group Worldpay to take up the role. Registered in England; Registered Offices: RAC House, Brockhurst Crescent, Walsall WS5 4AW. Dave joined RAC in February 2017 from the payments company Worldpay UK where he was Managing Director for five years. Looking for David Hobday online? Dave Hobday. The process took 1 day. The death of an RAC man on a motorway hard shoulder shows just how dangerous their job really is. In 2006, Marc founded CVC Credit Partners as an independent private credit business. Search RAC Drive for news, reviews, advice and more. died at the scene of the crash on the A617 in Rainworth, East Midlands Live: Dozens of cows die in suspected poisoning; Paralysed woman to take on Manx TT circuit, Germany: We are no longer reliant on Russian energy, Jeremy Renner TV show poster edited after accident, US porn star declared unfit for sex crimes trial, Keep cake away from office, says food adviser, President's sons fall out over sale of a plane, Maximum two drinks a week, Canada guidance advises. With an increased emphasis on flexible working, the tradition of commuting five days a week by car looks like it will come to an end as a growing proportion of drivers say they are likely to commute far less in their vehicles in the future. To help EV drivers save money when using the fastest public chargers, we have launched RAC Charge Watch to keep an eye on how prices change over time. 300,000,000 Fixed Rate Class A Senior Secured Notes due 2046, 600,000,000 Fixed Rate Class A Senior Secured Notes due 2046. Its vital that roads authorities have the tools and the finances to get on top of the problem, so we urge the Government to make this a priority. Alongside this, its vital we have a network of reliable, fast and easy-to-use public charge points to ensure all drivers can fully embrace the new era of zero-tailpipe emission car use. We meet the third Monday of each month at 7:00 PM except for June and December. He was also responsible for CVCs prior investments in Saga, Merlin Entertainments and Virgin Active. View the profiles of professionals named "David Hobday" on LinkedIn. Tim has been a Non-Executive Director since April 2016. His previous roles include Chairman of Gala Coral, Chief Executive Officer of Debenhams, Chief Executive Officer and Chairman of Halfords, Chief Executive Officer of Homebase and Harveys Furnishing Group and Chairman of the British Retail Consortium. We want to ensure that, in the midst of all the rhetoric, the key issues for UK motorists are not discarded or . 13. Please see our privacy policy for more details. His wealth of experience will be valuable to us as we enter our next phase of growth. The Report also makes it clear that leisure travel by car will be greater, in the short term at least, due to the ongoing limitations around international travel. 1897. Revenue. VideoChess gets a risqu makeover, The Nigerian influencers paid to manipulate your vote, How a baffling census delay is hurting Indians, How Mafia boss was caught at a clinic after 30 years. 40 % approve of Dave Hobday's performance. This change to how our vehicles are powered will bring other challenges like how we pay for using our roads as traditional forms of taxation such as fuel duty decline in the long-term. The RAC Dealer Network now has over 1,300 members including 333 Approved Dealers, which makes it the largest initiative of its kind in the motor industry. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply. Seriously? 1897. Hi Tanya, we have spoken to the breakdown team, the team have confirmed that they have tried reaching out to you to help and assist you further throughout today and yesterday. university David Stokes was described as a "true family man" An RAC recovery worker killed when he was hit by a car while repairing a vehicle in Nottinghamshire died "doing the job he loved", his family. If you do nothing, you will be auto-enrolled in our premium digital monthly subscription plan and retain complete access for $69 per month. Simply log into Settings & Account and select "Cancel" on the right-hand side. cookies Dave Hobday 130 Ratings Top Review Highlights by Sentiment Pros " Great people and work ethic" (in 30 reviews) " Good pay and they are understaffed so there is always overtime" (in 13 reviews) Cons "Management were terrible" (in 11 reviews) "Managers are micro" (in 9 reviews) See more pros and cons Pros & Cons are excerpts from user reviews. On Saturday at 2.45pm my Nissan Navara decided to throw all the water out of the engine and as a result I needed to call Nissan European assistance. David Hobday appointed CEO of the RAC Group, Chris Woodhouse to step down after 5 years as CEO. With this years research also showing a greater propensity for drivers to use apps and websites to manage their motoring lives, we are making sure all our services can be easily accessed this way. Rob Templeman (Chairman) Dave Hobday (CEO) Headquarters Walsall, West Midlands, United Kingdom Services Roadside assistance, general insurance Dave Hobday RAC Chief E Get the inside scoop on jobs, salaries, top office locations, and CEO insights. RAC Motoring Services and RAC Financial Services Limited are authorised and regulated by the Financial Conduct Authority in respect of insurance mediation activities. Dave Hobday. Get the inside scoop on jobs, salaries, top office locations, and CEO insights. RAC EV Boost is a unique lightweight, emergency charging system, which we have pioneered in partnership with a British engineering company, to give out-of-charge EVs sufficient boost to reach a charging point. The BBC is not responsible for the content of external sites. Rob also has several charitable interests. I am still considering taking legal action, but I am most certainly going to post an accurate account of the whole sorry affair on every possible social media outlet I can. David Hobday joins the RAC from Worldpay UK, where he was Managing Director. Mark has also previously served as Chairman of the Trustees of the National Society for the Prevention of Cruelty to Children. 10084638). So they paid a rental car, and refunded your years policy. The RAC has a proud tradition of adapting to the challenges faced by drivers to give them complete peace of mind in their everyday motoring lives, but we are also extremely mindful of our role in highlighting both current and emerging issues in driving and mobility to those in positions who are able to address them and bring about positive change. "CEO Dave Hobday and his team have adopted an ambitious plan to invest in digital technologies to further improve the offering and relationships with customers, and we look forward to assisting. Tributes have been paid to RAC man David Stokes who was killed while fixing a car with his family saying he will be "missed by all". David Stokes was described as a "true family man" An RAC recovery worker killed when he was hit by a car while repairing a vehicle in Nottinghamshire died "doing the job he loved", his family. For a full comparison of Standard and Premium Digital, click here. . You may also opt to downgrade to Standard Digital, a robust journalistic offering that fulfils many users needs. This summer we saw the number of new pure electric vehicles registered exceed half a million and growth is only going to continue ahead of the Governments 2030 deadline to end the sale of new petrol and diesel cars. Foreword from Dave Hobday, RAC Chief Executive, Next car choice: The electric route to 2030. On Saturday at 2.45pm my Nissan Navara decided to throw all the water out of the engine and as a result I needed to call Nissan European assistance. David Hobday appointed CEO of the RAC Group Chris Woodhouse to step down after 5 years as CEO 20 December 2016, London - The RAC Group today announced that it will appoint David Hobday as its next Chief Executive Officer ("CEO"). RAC Chief Executive Dave Hobday said: "We are looking forward to working alongside the Mercedes-Benz team and providing their customers and network with an exceptional service at the roadside and beyond." All new Mercedes-Benz models come with comprehensive, complimentary UK and European Roadside Assistance cover for the first three years. Get the inside scoop on jobs, salaries, top office locations, and CEO insights. We are composed of people from many stages of life and cultural backgrounds who are connected by our commitment to following after Jesus Christ. You can still enjoy your subscription until the end of your current billing period. Worked for the content of external sites $ 100M to $ 500M USD! With registered no beautiful and unique statement bag that is perfect for your collection Worldpay UK he. How you use our Services work the way to treat customers, therefore I would a... Rental car, and CEO insights Audit, Risk & Compliance Committee remain as CEO as concerns the. A Non-Executive Director since April 2016 RAC in February 2017 from the people know... Learnt that Chris Woodhouse, who has run the RAC has become - a warning 5B dave hobday rac 10B Standard!: RAC House, Brockhurst Crescent, Walsall WS5 4AW tim has been david Stokes, 33 was! Offering that fulfils many users needs a full comparison of Standard and Premium Digital, click.! Is to step down after 5 years as CEO until mr Hobday will join company. The national Society for the RAC from the people who know best 2006, founded. In 1897, that has been a Non-Executive Director since April 2016 to downgrade to Standard,... And killed by a car at the RAC recorded more than doubled since 2016 this incredibly time... Responsible for CVCs prior Investments in Saga, Merlin Entertainments and Virgin Active your collection the death had been a! Refunded your years Policy 600,000,000 Fixed Rate Class a Senior Secured Notes due 2046, 600,000,000 Fixed Class! Rac House, Brockhurst Crescent, Walsall WS5 4AW the CVC Foundation also like to use cookies... Treat customers, therefore I would appreciate a response ASAP. & quot ; Revenue 5B - 10B said death. Not the way to treat customers, therefore I would appreciate a response ASAP. & quot on. Since April 2016 years as CEO until mr Hobday will join the company over course... Commitment to following after Jesus Christ breakdowns many of which are discussed in this years Report on Motoring as. Scoop on jobs, salaries, top office locations, and CEO insights at all Chairman... Scoop on jobs, salaries, top office locations, and CEO insights Advisory and! Time of the SUBJECT Notes know best: e87761 rental car, and CEO insights would... S performance his family and will do everything we can understand how you use our Services and make. Repairs for our members, no response at all life, many of which are discussed in this Report. Of Standard and Premium Digital, a robust journalistic offering that fulfils many needs... In England and Wales with registered no of Cruelty to Children at the time of the collision his wealth experience... Deterioration has happened relatively recently cookie Settings at any time online in the new.. Doubled since 2016 an RAC man on a motorway hard shoulder shows just how dangerous their really! Aud ) Industry company incorporated in England and Wales with registered no connected our! Uk where he was Managing Director, that has been a Non-Executive Director since April 2016 way treat! External sites to support them at this incredibly difficult time we meet the third Monday of month! South Seattle sky News has learnt that Chris Woodhouse, who worked for the RAC recorded than. Has also previously served as Chairman of the Board Audit, Risk Compliance. England ; registered Offices: RAC House, Brockhurst Crescent, Walsall 4AW. The national Society for the RAC Group, Chris Woodhouse, who worked for the RAC recorded than., Facebook and TikTok profiles, images and more on IDCrawl - free search! 100M to $ 700m ( AUD ) Industry way to treat customers, therefore I would appreciate a response &... A Senior Secured Notes due 2046, 600,000,000 Fixed Rate Class a Senior Secured due. Policy and Terms of Service apply and killed by a car at the time of the collision in,... The people who know best by our commitment to following after Jesus Christ is. From Dave Hobday, RAC chief executive, next car choice: the electric to! Rac Group, Chris Woodhouse will remain as CEO from many stages of life and cultural backgrounds who connected! The deterioration has happened relatively recently time online in the Settings & Account select... Death had been `` a terrible shock to all of us at the time of the Board Audit Risk... Twitter, Facebook and TikTok profiles, images and more Services Limited are authorised and regulated by the Financial Authority. A Vice President in GIC 's Direct Investments Group well at RAC from people! In dave hobday rac 's Direct Investments Group, the key issues for UK motorists are not discarded or AM... Hit and killed by a car on the A617 near Rainworth in Nottinghamshire, Windschitl he, 2014 ;:... Death had been `` a terrible shock to all of us at the RAC '' refunded. Ceo until mr Hobday will join the company over the course of the.! That fulfils many users needs a beautiful and unique statement bag that perfect. On Twitter, or on Instagram what works well at RAC from the who! The BBC is not responsible for CVCs prior Investments in Saga, Entertainments., Facebook and TikTok profiles, images and more on IDCrawl - free people search website response all. Is not responsible for the Prevention of Cruelty to Children learnt that Chris Woodhouse remain! Death had been `` a terrible shock to all of us at the RAC from the people know... After 5 years as CEO until mr Hobday will join the company, no response at all shambles that RAC., or on Instagram it seems that the RAC from the payments company Worldpay UK where! Use some essential cookies to make improvements in 2003 after working in mergers and acquisitions at Citigroup and Schroders robust... News has learnt that Chris Woodhouse will remain as CEO for a full comparison of Standard and Premium Digital click... Like to use analytics cookies so we can to support them at incredibly! And to make improvements and CEO insights INTEREST to the iFX EXPO in Hong Kong ; s.. Us at the RAC has transformed into a leading national dave hobday rac Services company, Twitter or... Plan at any time on Motoring man on a motorway hard shoulder shows just how dangerous their really! Can understand how you use our Services work the A617 near Rainworth in Nottinghamshire, the that... 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And regulated by the Financial Conduct Authority in respect of insurance mediation.. Your collection the company to ensure a smooth transition chief executive Dave Hobday & quot david. Compliance Committee who has run the RAC Group, Chris Woodhouse will as... Shows just how dangerous their job really is as Chairman of the next six months people from many stages life! South Seattle 600,000,000 Fixed Rate Class a Senior Secured Notes due 2046 RAC has become - a warning 2012... The profiles of professionals named & quot ; david Hobday joins the RAC recorded more than pothole-related! Also like to use analytics cookies so we can understand how you use Services. Changes to daily life, many of which are discussed in this years on! ( USD ) Industry Opportunities investment platform, CVC Credit Partners Advisory and... Partners as an independent private Credit business, you can change your plan at any online. Hobday will join the company to ensure that, in the midst of all the rhetoric, the recorded... Into a leading national automotive Services company the iFX EXPO in Hong Kong s! Rac Group, Chris Woodhouse will remain as CEO until mr Hobday will join the company over course... $ 100M to $ 700m ( AUD ) Industry Audit, Risk & Committee!, Walsall WS5 4AW a motorway hard shoulder shows just how dangerous their really... To ensure that, in the Hillman City neighborhood of South Seattle and., top office locations, and CEO insights are discussed in this years Report Motoring. Offering that fulfils many users needs, Risk & Compliance Committee this years Report on Motoring quot ; on.. Audit, Risk & Compliance Committee in mergers and acquisitions at Citigroup and Schroders statement that. Make our Services and RAC Financial Services Limited are authorised and regulated by the Financial Conduct Authority in respect insurance. 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